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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139390 reviews)

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4.73

Based on 139,390 reviews, last reviewed 15th Jun 2026

4073600% increase in 5 star reviews

in the past 90 days

11600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is ideal for those purchasers that you... PayPal credit is ideal for those purchasers that you want split over time - direct debit means you never miss a payment and you can always pay Early. ... Read more Reviewed on: 15th June 2026

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139390)

Affordable

Easy to apply and the customer service team are very knowledgeable and helpful. Reviewed on: 8th July 2022

Amazing

Split costs which is great Opportunity for people to save many as allow zero interest for 4 months. Reviewed on: 8th July 2022

Excellent value

Excellent Nice and easy to apply PayPal credit Reviewed on: 8th July 2022

Excellent product

simple to manage, and easy to keep on top of Reviewed on: 8th July 2022

Best user-friendly credit provider

Using PayPal credit is super easy and quite clear. Terms of credit known well in advance which helps you to plan repayments and further purchases. Reviewed on: 8th July 2022

Overall it's much better than most of them out there. The reason I'm not giving 10/10 is that recently I had an an bad experience with them and they couldn't rectify the situation.

Overall good and had one very bad experience recently Reviewed on: 8th July 2022

Impressive

Absolute life saver, the best thing to use, helped out in so many ways Reviewed on: 8th July 2022

Satisfied immensely

Amazing tool to help a young lad like myself sensibly use credit and help me make the most of summer ! Reviewed on: 8th July 2022

Excellent and Easy

Great to use and you know your money’s safe ! Reviewed on: 8th July 2022

Excellent product, so easy to use.

I really like the PayPal Credit product, as it offers me huge flexibility on spreading cost in time and also managing the peyments. Really great and easy to use features, clarity on cost and secure in use. Highly recommend it. Reviewed on: 8th July 2022

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