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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139390 reviews)

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4.73

Based on 139,390 reviews, last reviewed 15th Jun 2026

4073600% increase in 5 star reviews

in the past 90 days

11600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is ideal for those purchasers that you... PayPal credit is ideal for those purchasers that you want split over time - direct debit means you never miss a payment and you can always pay Early. ... Read more Reviewed on: 15th June 2026

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139390)

Excellent service

Quick and easy payment options with PayPal.. awesome.. thank you Reviewed on: 16th June 2022

Fabulous

Fantastic service would recommend to anyone Reviewed on: 15th June 2022

Easy credit to use

Easy to use. Feels safer than paying by debit card on line. Reviewed on: 15th June 2022

Very reliable and helpful service

Very reliable with good offers on interest rates and very helpful if there are any issues or snags whether it’s payment related and resolving as issue Reviewed on: 15th June 2022

Great Payment Facility

I love the fact I get 4 months to pay for my purchases Reviewed on: 15th June 2022

Convenient and transparent

I have found the service to be easy and convenient enabling a buffer to monthly outgoings. Most importantly the ability to follow and adapt repayments is brilliant. Reviewed on: 15th June 2022

Great and convenient

Really useful to use, plenty of places to use, great customer service and the interest free offers have been fantastic. Highly recommend it as a service, the best that I use! Reviewed on: 15th June 2022

good service

i like to use its easy and i naver having any issu Reviewed on: 15th June 2022

Amazing

It’s given me the chance to buy myself a set of technic 1210’s which I wouldn’t of been able to do otherwise! Reviewed on: 15th June 2022

Simple to use and manage

Simple to use and manage, great for the yearly holiday or the unexpected purchase Reviewed on: 15th June 2022

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