Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139367 reviews)

View other PayPal products

4.73

Based on 139,367 reviews, last reviewed 15th Jun 2026

4072600% increase in 5 star reviews

in the past 90 days

11600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great experience, customer service is excellent. Great experience, customer service is excellent. Reviewed on: 15th June 2026

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (139367)

So simply stunning service

No one is trying to give you the hard sell, you use it, PayPal gives you all the options you need going forward with your purchase and that's that. Would recommend them to everyone. Reviewed on: 13th June 2022

Paypal saved me so many times

The amount of times that I could look to PayPal when I need to buy something over £100. With their 0% interest on 4 months free credit I was able to purchase a laptop for my studies when I needed it most. I could split the cost of things into instalments when it just wasn’t feasible for me to pay it all at one. It’s honestly such a life saver and I literally don’t know what I’d do without it anymore Reviewed on: 13th June 2022

Excellent repayment choices

From 0% interest to a choice of repayment options PayPal credit is second to none in my opinion. With the added protection and super fast help with a dispute, ensures that I have 100% trust in PayPal Credit Reviewed on: 13th June 2022

Easy to use and good value

Great to have a variety of credit options available at reasonable interest rates, and no physical card to lose! Reviewed on: 13th June 2022

Definitely worth using

Very helpful when it comes to getting shopping I would definitely recommend it to everyone that doesn't use it, very easy to use and it's got good Apr rates Reviewed on: 13th June 2022

Great credit provider

I use PayPal credit on larger purchases through eBay, they offer a lot of interest free offer throughout the year… which is nice. They are also great at handling transactions, I wish every website used them. Reviewed on: 13th June 2022

Market leader

Fantastic experience- easy to use and great customer service. Reviewed on: 13th June 2022

Easy, straightforward and clear

Credit was so easy to apply for, was approved and available very quickly and has been very clear in its terms. I also get regular emails with any changes or available offers. Reviewed on: 13th June 2022

Excellent service and good deals

I love PayPal credit and the flexibility and 0% interest they offer. Reviewed on: 13th June 2022

Everything as detailed. Ees 1 have site to use.

I have been ith PayPal for a number of years. So far I found the site excellent. Custom Customer service is excellent. Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 70899 reviews
Payments
from PayPal 4.72 from 3748 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub