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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181090)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very happy wirh the service.

5
Very happy wirh the service. Easy to use and good value. Reviewed on: 14th July 2026

Easy way of paying

5
Easy way of paying and keeping track of your spending Reviewed on: 14th July 2026

PayPal is good for online payments

5
PayPal is good for online payments Reviewed on: 14th July 2026

Always had a good experience with Paypal.

5
Always had a good experience with Paypal. Very easy to use Reviewed on: 14th July 2026

Easy to deal with

5
Easy to deal with and i got £40 off my first purchase Reviewed on: 14th July 2026

Quick, easy and fully informed

5
Incredibly easy to use, all the information you need is given but you have access to support to ask questions if needed. I’ve never had any issues and will continue to use this as I go. I knew what I was signing up for and have continues to get what’s I’ve needed! Reviewed on: 14th July 2026

PayPal has flexible options and a great UI

5
PayPal offers a great easy to follow user interface through it's app. Payments and schedules are clear and it's incredibly flexible. The fact retailers such as Argos and John Lewis accept PayPal has meant it has become my go-to for financial arrangements. PayPal is also incredibly useful for one off payment handling and small sales for classified and eBay. Honestly I'd be quite lost without it. Reviewed on: 14th July 2026

It’s so easy to use and the payments are clear, no h...

5
It’s so easy to use and the payments are clear, no hidden charges Reviewed on: 14th July 2026

Never had a bad one always been good

5
Never had a bad one always been good Reviewed on: 14th July 2026

PayPa is really goo

5
PayPal+ is really good the debit card comes in hamdy Reviewed on: 14th July 2026

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