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PayPal: PayPal Credit reviews

4.73
Based on 180,723 reviews, last reviewed 14th Jul 2026
503% increase in 5 star reviews
in the past 90 days
562% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026
Jennyjenny's avatar
Jennyjenny

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180784)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Highly Recommend

5
Never had a problem with using PayPal who have always been very helpful on the odd occasion I have asked for their help. Reviewed on: 7th July 2026

Works for me

5
Efficient, excellent, always works quickly for me Reviewed on: 7th July 2026

great service

5
Been with PayPal for years and never had a bad word to say about them, easy to contact, easy to use, and no hassle. Reviewed on: 7th July 2026

Easy to pay in 3 and pay in 4 with clear statements...

5
Easy to pay in 3 and pay in 4 with clear statements to avoid paying interest. Good way to purchase goods Reviewed on: 7th July 2026

Love paypal!

5
Never had an issue in all the years I’ve used PayPal. Always feel reassured & feel it’s the safest form of payment. Reviewed on: 7th July 2026

I have been using PayPal for a very long time firstl...

5
I have been using PayPal for a very long time firstly with eBay and then a lot of other purchases. I especially use PayPal as I feel protected also If I need to breakdown a large purchase in to 3 manageable payments. It’s a great financial service to have. Reviewed on: 7th July 2026

Efficient answering of the phone.

5
Efficient answering of the phone. Helpful informative staff Reviewed on: 7th July 2026

I used PayPal interest free credit to make a purchas...

5
I used PayPal interest free credit to make a purchase in three instalments - what’s not to love?? Reviewed on: 7th July 2026

The refunds

5
I have had issues with companies with undelivered items or not responses. PayPal after receiving evidence of this refunded me within 7 days, better than my banking. Reviewed on: 7th July 2026

Summerhouse

5
Had my PayPal Credit Account for a couple of years now. Very useful for bigger things that can be paid over time. Some good interest free period offers. Reminders when payments are due which is good. I can pay as much as I like or the minimum which is also really good as I can control it. Can clearly see my account through the app so I can keep an eye on it. Been really pleased with it and i will be keeping it and using it again. I just need to pay the Summerhouse I just recently bought on it first though! Reviewed on: 7th July 2026

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