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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,572 reviews, last reviewed 18th Jun 2026
4218350% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I am very satisfied with PayPal Credit. I am very satisfied with PayPal Credit. The integration with my main account makes online shopping incredibly fast and seamless, and managing payments... Read more Reviewed on: 18th June 2026
veselin tsvetanov's avatar
veselin tsvetanov

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142572)

Good enough

3
Similar to other credit cards. Use the credit sensibly. Reviewed on: 8th July 2022
Neshan S's avatar
Neshan S

Credit feedback

3
I like that you can pay interest free for transaction over £100. Reviewed on: 8th July 2022
Arrun Greaves's avatar
Arrun Greaves

Cool product

4
Fast and easy to use and very convenient when you need it on the fly. Reviewed on: 8th July 2022
David Akuma's avatar
David Akuma

PayPal Really is your Pal

5
Absolutely outstanding customer service , products clearly defined and accessible , I would 100% recommend PayPal to everyone, get PayPal in your pocket and on your Smart Phone you will not regret the decision ***** Stars Reviewed on: 8th July 2022
Ally's avatar
Ally

Quick, easy convenient and good value

5
Good value interest rate and 0% for 4 months makes this convenient and good value. It’s really easy to use, the vendor doesn’t get any card details (so it’s more secure than a credit card) and most online retailers now accept paypal at checkout. Reviewed on: 8th July 2022
Dave Longman's avatar
Dave Longman

Amazingly good

5
Excellent service! Good costs, easy access! I love it Reviewed on: 8th July 2022
Zoltan's avatar
Zoltan

Excellent

5
Excellent , it is very convenient and easy way. It is also fast and helpful. It is also very reliable. You have confidence to pay. I am suggesting to my friends and family. I recommend PayPal. Reviewed on: 8th July 2022
Lalitji Odedra 's avatar
Lalitji Odedra

Easy To Use

5
Brilliant 0% for 4 months, gets you out of tight months! Reviewed on: 8th July 2022
K4nol3s's avatar
K4nol3s

PayPal we won't let you down

5
Been with PayPal many years now when I've had bad experience with purchases I've always had great help and cooperation from my PayPal credit account can't fault them use your account well and you can't go far wrong paypal 10/10 for me .great company and one happy customer here I would recommend anyone to give them a try . Reviewed on: 8th July 2022
Michael's avatar
Michael

Really handy and really helpful

5
PayPal credit has saved me this year. In a time where costs are rising, it’s tough. But PayPal credit has allowed me to still do the things I want to do and Pay back in affordable amounts Reviewed on: 8th July 2022
Ssb's avatar
Ssb

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