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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142607 reviews)

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4.73

Based on 142,607 reviews, last reviewed 18th Jun 2026

4220000% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

very easy to access and very helpful costumer services very easy to access and very helpful costumer services Reviewed on: 18th June 2026

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (142607)

So easy and convenient

Love the no interest for 4 months, it is easy to use and allows me to afford the things I love without paying any interest. Being a student, my credit rating is not as good as some other people's, but I was able to get access to Paypal credit and many online store have the option to pay with Paypal, from Apple to my trip. Reviewed on: 8th July 2022

The best

i recommend paypal to anyone because it is safe and very convenient to use and spend my money. Reviewed on: 8th July 2022

Always there

PayPal Credit is always there if I forget my wallet for purchases that can accommodate this service. Also since I acquired it they always increased my annual credit limit due to me paying on time which is a plus. Reviewed on: 8th July 2022

Excellent

No hassle. Fair interest rates. Peace of mind for all online payments Reviewed on: 8th July 2022

Excellent service

This provider gives satisfactory ratings for all my personal and family needs .Highly recommended Reviewed on: 8th July 2022

Excellent customer service

Paypal always make sure you get refund and the item is not as described. Reviewed on: 8th July 2022

Satisfying

Very satisfying ,good services, everything Reviewed on: 8th July 2022

Best rates

Easy to use and easy to pay , I prefer this system to my all credit cards that I already have Reviewed on: 8th July 2022

Fantastic facility if you can manage your money

I find the 4 months interest free option on purchases invaluable as it allow budgeting flexibility for those moderately expensive purchases. If you can plan to settle before the interest free period ends its a great way to manage your finances. I have purchased a lot of great equipment by availing myself of this facility. I always use the facility within my means so I can manage settling within the 4 month period. I will continue to use PayPal credit as long as this facility is offered. Reviewed on: 8th July 2022

Really simple way to spread the cost over 4 months

Signing up to PayPal credit was the best decision I have made in a long time. it's so convenient to use for online shopping and it lets you spread the cost of purchases over £99 over 4 months with NO interest. I was pleasantly surprised by the number of online stores which now accept PayPal credit, I have used it at ProCook, IKEA & Timberland. I would recommend PayPal credit to anyone who regularly shops online. Reviewed on: 8th July 2022

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