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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142535 reviews)

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4.73

Based on 142,535 reviews, last reviewed 18th Jun 2026

4216650% increase in 5 star reviews

in the past 90 days

12100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer for many years- super 0 % credit options I am a customer for many years and I didn't have any issues. Super handy quick credit for 0 rate. Used many many times Reviewed on: 18th June 2026

Latest lowest rating:

1

Ripoff for no reason poor service charges Ripoff for no reason charges as hardly used Reviewed on: 18th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (142535)

Good

Muy buena idea lo de la tarjeta de crédito Reviewed on: 8th July 2022

PayPal is very convenient to use

Super customer service and very easy to use. Highly recommended. Reviewed on: 8th July 2022

Best credit system

Good offers with 0% interest on purchase allowing more financial flexibility great service overall Reviewed on: 8th July 2022

Great company

Love paypal, so easy to use . It's great if you want to put bigger purchases on longer term on PayPal credit which is a great help, easy to log in and pay or check balances etc Reviewed on: 8th July 2022

Very good service

Long time paypal customer . Very good service overall Reviewed on: 8th July 2022

Great payment method

By the long way this is the best option for online purchases. Flexibility of repayments makes life easier. Great idea from PayPal. Reviewed on: 8th July 2022

Best of all

It's the best credit card we can have. Amazing!!!! Reviewed on: 8th July 2022

Very handy

Works well for small purchases. Reviewed on: 8th July 2022

Love PayPal

I just love everything about PayPal there 3 & 4 months interest free terms. Reviewed on: 8th July 2022

Superb service

PayPal help you to shop and spread the payment over a period to avoid stress. Can’t do without it Reviewed on: 8th July 2022

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