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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,132 reviews, last reviewed 18th Jun 2026
4198000% increase in 5 star reviews
in the past 90 days
11950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Payment Method The best and safest way to pay for goods. Disputes are always resolved very quickly and refunds are credited promptly. When there are so much fraud, i... Read more Reviewed on: 18th June 2026
Hels B's avatar
Hels B

Latest lowest rating:

1

Bought a TV. Arrived smashed.. PayPal did'nt pay! I bought a TV from Xiaomi and it arrived smashed to pieces. You decided in their favour when I raised at money back guarentee? still unsure how that w... Read more Reviewed on: 18th June 2026
Ryan B's avatar
Ryan B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142132)

Amazing PayPal credit card

5
I'm very happy because I have PayPal credit card. I can to using it for purchase. Thanks Reviewed on: 8th July 2022
Linas Bucius's avatar
Linas Bucius

0% interest 4 months

5
Love their 0% for 4 months if over £99 spend. Gives me great flexibility especially when money is low close to pay day. Thanks PayPal? Reviewed on: 8th July 2022
arbazular's avatar
arbazular

Flexibility on offer

5
PayPal credit is a flexible form of finance and provides me the option to choose the form, duration and decide if I wish to pay no interest, or possibly a more favourable interest rate for the duration of the period of credit on offer. The PayPal credit flexibility on offer, makes the more conventional high street banks' credit card offerings, seem like they're looking for parking! Reviewed on: 8th July 2022
Gary's avatar
Gary

Excellent

5
I couldn't get by without it. Truly easy to use, all purchases protected. Couldn't be better Reviewed on: 8th July 2022
Mich Butt's avatar
Mich Butt

Love Paypal credit

5
Paypal credit is excellent,straigthforward and I love the 0% interest free credit for 3 months Reviewed on: 8th July 2022
Bheng Hinggan's avatar
Bheng Hinggan

Extremely versatile and handy!

5
I've been using PayPal credit for a few years now and they are by far the easiest and most convenient way to use credit. Their app makes it super easy to make payments and set up direct debits if you choose to and their pay in three option is fantastic, I use that all the time. They also have a great 0% interest on purchases over £99 for 4 months which is very handy. 10/10, love my PayPal :) Reviewed on: 8th July 2022
Caitlin's avatar
Caitlin

Service

5
This is an amazing platform- the customer service is also lovely. I really do appreciate this as it allows me to get 4 months interest free credit. Reviewed on: 8th July 2022
Siddharth Sunil's avatar
Siddharth Sunil

Paypal credit

5
Spreading costs over 4 months without incurring interest is perfect! Reviewed on: 8th July 2022
Dawng 's avatar
Dawng

Lets make a secure payment

5
I’m so happy to use my paypal credit for my most payment, specially when I supposed to be paid monthly without interest. Reviewed on: 8th July 2022
Mohammad Aminfard's avatar
Mohammad Aminfard

Pay pal

5
Best experience I ever had high recommend Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

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