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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142221 reviews)

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4.73

Based on 142,221 reviews, last reviewed 18th Jun 2026

4202100% increase in 5 star reviews

in the past 90 days

11950% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Have used PayPal credit a long time now and did mana... Have used PayPal credit a long time now and did managed my account well until the cost of living crisis when all bills were rising i was stuck with to... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Bought a TV. Arrived smashed.. PayPal did'nt pay! I bought a TV from Xiaomi and it arrived smashed to pieces. You decided in their favour when I raised at money back guarentee? still unsure how that w... Read more Reviewed on: 18th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (142221)

Great credit provider to date!

Really happy with the usability of the app and the 0% interest over four months on £99+ purchases! Reviewed on: 8th July 2022

Brilliant

With PayPal company all transactions are successful completion. Reviewed on: 8th July 2022

Execellent

Help with big shops as different payment offers incl pay in 3/4 with 0% interest Reviewed on: 8th July 2022

0% on purchases over £99 fantastic

Really simple and easy going - with almost all companies allowing you to pay via PayPal - their 0% interest on purchases over £99 is of great benefit to me Reviewed on: 8th July 2022

Very convenient

Great experience with affordable rate with good service Reviewed on: 8th July 2022

PayPal credit can't be beaten

PayPal Credit is most convenient credit provider nowadays. While majority of shops already got online shopping, there is no easier and safer way to manage your credit. It saved me so many times. And trust grows gradually with everyday use. Reviewed on: 8th July 2022

Outstanding

Great service, convenient, happy customer. Reviewed on: 8th July 2022

It helps me a lot ,,it give you interest free period which very important for me.

If I want to go abroad I don't need to worry to pay cash ,,just use my paypal credit and no interest for 4 months ,,as I hate paying interest . Reviewed on: 8th July 2022

Love their effectiveness

I have used this service for a long time and O have never been disappointed, Wonderful service. Reviewed on: 8th July 2022

Amazing

Pay pal is very help ful for people who can't buy stuff with full amount but with PayPal every body can buy every thing. Reviewed on: 8th July 2022

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