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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,351 reviews, last reviewed 18th Jun 2026
4207950% increase in 5 star reviews
in the past 90 days
12050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal has so many great features and is incredibly... Paypal has so many great features and is incredibly easy to use! I have several of their products now and am always learning new ways that they can be... Read more Reviewed on: 18th June 2026
LB's avatar
LB

Latest lowest rating:

1

It's been four months and they're still charging me... It's been four months and they're still charging me interest on things I've already paid for. You're all thieves, all of you who work there. I hope Go... Read more Reviewed on: 18th June 2026
Alex C's avatar
Alex C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142351)

Amazing services

5
Paypal is always a helping hand with all my bills and payments. Such an amazing company. Hopefully soon all shops will accept paypal and hopefully soon they will be able to supply cards for the consumers.. Reviewed on: 13th June 2022
Michael Berbano's avatar
Michael Berbano

Paypal Credit is absolutely the best

5
Paypal credit is always there to support my family's needs while shopping online Reviewed on: 13th June 2022
Ezenwa Udoha's avatar
Ezenwa Udoha

Managing Finances

5
I was purchased a product for the 4 of us (Parents and kids) which is needed to attend a event in Iceland. I don’t have enough funds yet during that time but I needed to booked so we can attend as the event only caters the first 100 applicants. Luckily, Paypal credit pop out in my email and decided to try for our financial reason. Reviewed on: 13th June 2022
Juliver Job Garcia's avatar
Juliver Job Garcia

Best credit facility Ever I have had

5
Best credit facility service I have ever had. Very easy to use competitive rate and so handy specially on all purchases on eBay and for online shopping. Highly recommend Reviewed on: 13th June 2022
Travel Adventures's avatar
Travel Adventures

Amazing service and easy financing

5
Straight forward process and so convenient for fuss free funding. Reviewed on: 13th June 2022
Tara B's avatar
Tara B

Brilliant payment method

5
PayPal Credit makes life easier in its simplicity and smart method of payment. Reviewed on: 13th June 2022
Joao Martins's avatar
Joao Martins

Great!

4
I love using this service as it's so convenient although a physical card to go with it would be even better but overall I've never had to contact customer service for any issues and I've had it over a year! Reviewed on: 13th June 2022
Dale's avatar
Dale

Help when you need

5
large payment for little installments interest free Reviewed on: 13th June 2022
Nabil Elkhanagry 's avatar
Nabil Elkhanagry

Good service

5
Very good service Fit for purpose Reviewed on: 13th June 2022
Patrick's avatar
Patrick

Easy to gat PayPal credit

4
It’s really easy to get. Also it’s really helpful.1st time I get £1200 .for me I’m really satisfied Reviewed on: 13th June 2022
Shohel ahmed 's avatar
Shohel ahmed

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