Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142296 reviews)

View other PayPal products

4.73

Based on 142,296 reviews, last reviewed 18th Jun 2026

4205550% increase in 5 star reviews

in the past 90 days

12000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I love all the services PayPal provides! I love all the services PayPal provides! Reviewed on: 18th June 2026

Latest lowest rating:

1

Greata great way to manage purchases Great way to manage payment and flexibility Reviewed on: 18th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (142296)

Straight forward and trusted

Best services and Offers. Helpful all the way. Reviewed on: 13th June 2022

Very good

Good service I recommend it Try it Reviewed on: 13th June 2022

Simply outstanding.

I've been with PayPal for 12 years now and it's the only online payment platform I would use. Simple, secure with the reassurance that should something go wrong PayPal have got you protected. Two year ago I applied for PayPal credit, I was accepted with a generous limit and make use of the 4 month interest free offer on a regular basis. Interest rates are good should you need to pay things off over a longer period. Also the other promotions offered throughout the year are amazing offers. To summarize, PayPal are an outstanding company who I shall be a customer of for the rest of my life. Absolutely faultless. Reviewed on: 13th June 2022

Best credit

Sometimes it's hard to pay a huge amount in one go, but to spread it for 4 months feels much easier. The best part is that you don't need to pay anything extra Reviewed on: 13th June 2022

Best for 4 payments 0% interest

Great way to manage cash flow without actually relying on credit cards. Reviewed on: 13th June 2022

Paypal makes everything easy

I use both Paypal credit and PayPay Pay in 3 and find them both easy, intuitive and informative. At all stages through my payment plans I know how much is left, how much my next payment is expected to be and when. The system deals with refunds particularly well, also. Reviewed on: 13th June 2022

Easy to use

Very easy to use, flexible and helps with cash flow, excellent service. Reviewed on: 13th June 2022

One word amazing

When no one else help PayPal held my back and helped me with amazing credit. Reviewed on: 13th June 2022

Great experience no problem in carrying any kind of transaction

Great service trust them had a wonderful experience Reviewed on: 13th June 2022

0 percent interest for 6 month its just wow

I got credit from paypal 0 percent interest for 6 month it’s like life saving Love you paypal Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.51 from 27 reviews
Payments
from PayPal 4.71 from 3754 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 73280 reviews
Payments
from PayPal 4.71 from 3754 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub