Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142221 reviews)

View other PayPal products

4.73

Based on 142,221 reviews, last reviewed 18th Jun 2026

4202100% increase in 5 star reviews

in the past 90 days

11950% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Have used PayPal credit a long time now and did mana... Have used PayPal credit a long time now and did managed my account well until the cost of living crisis when all bills were rising i was stuck with to... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Bought a TV. Arrived smashed.. PayPal did'nt pay! I bought a TV from Xiaomi and it arrived smashed to pieces. You decided in their favour when I raised at money back guarentee? still unsure how that w... Read more Reviewed on: 18th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (142221)

A fast and easy way to send and receive money

We already know that PayPal is a great option for sending and receiving money and the PayPal Credit facility is a nice addition to their service. It is easy to apply for and a decision is given very quickly. Many companies accept PayPal and PayPal credit and I find it more convenient than many other cards or payment systems Reviewed on: 13th June 2022

PayPal is the BEST

I use only PayPal!!! I am not doing any payment without PayPal! Reviewed on: 13th June 2022

Best

Never had problem anything I have asked quickly dealt with Reviewed on: 13th June 2022

Convenient, Easy to Access & Great Offers

Never been more happy with Paypal. Have saved a lot through interest free payments on a multiple of purchases. Very transparent & clear on charges, and customer communication. Reviewed on: 13th June 2022

Credit

PayPal is a breath of fresh air regarding credit cards no card to worry about thumbs up Reviewed on: 13th June 2022

It's amazing

Awesome service by PayPal. Keep up the good work. Reviewed on: 13th June 2022

easy credit

credit when and where you want it, easily managed Reviewed on: 13th June 2022

You are the best!

Thank you! You saved my life! Verry helpful! Reviewed on: 13th June 2022

Great idea, really helps with those small purchases

Used paypal credit card many times, easy to use and helps manage money Reviewed on: 13th June 2022

Awesome lender

Awesome lender, great lean process. Fast and hassle free. Definitely recommend!! Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 73222 reviews
Payments
from PayPal 4.71 from 3754 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub