Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180849 reviews)

View other PayPal products

4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180849)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I find tha online customer service cumbersome and un...

I find tha online customer service cumbersome and unhelpful, most of the time. Reviewed on: 7th July 2026

Easy to use.

Easy to use. Great payment options and like the new loyalty points. When having to use the customer service for any issues, they have been very quick to respond and gave very clear advise. Reviewed on: 7th July 2026

TOP SHELF SERVICE!!

Every time I have either had a problem that needed resolving or had a question about anything they have always been helpful and my query or issue dealt with within 48 hours! They have been top shelf standard since I have been with them! Reviewed on: 7th July 2026

i have used paypal for many years and have always fo...

i have used paypal for many years and have always found it simple to use and understand Reviewed on: 7th July 2026

My preferred way to pay online.

My preferred way to pay online.Paypal has come to my assistance a few times when I have fallen foul of unscrupulous online traders Reviewed on: 7th July 2026

Great way to move money around and conduct small tra...

Great way to move money around and conduct small transactions Reviewed on: 7th July 2026

pal payl always deliiveringa smooth and excellent ex...

pal payl always deliiveringa smooth and excellent experience. From the app interface to how secure its transactions are Reviewed on: 7th July 2026

Very flexible and easy to use.

Very flexible and easy to use. Everything is clear to see on the app and you know exactly what your paying and when. Reviewed on: 7th July 2026

PayPal is very easy to use, and PayPal credit was ve...

PayPal is very easy to use, and PayPal credit was very quick Reviewed on: 7th July 2026

An impressive and user friendly system making things...

An impressive and user friendly system making things very easy. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101052 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub