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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180856 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180856)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal is a trustworthy App.

Paypal is a trustworthy App. My use of Paypal is almost automatic and I suggest its use to friends and family. Reviewed on: 7th July 2026

Worst customer services I have ever come across move...

Worst customer services I have ever come across move you from 1 adviser to another without solving or helping with your problem would never use paypal for a large purchase ever again Reviewed on: 7th July 2026

Great, easy to use and straight forward

Great, easy to use and straight forward Reviewed on: 7th July 2026

Makes payment more easy and flexible.

Makes payment more easy and flexible. Instead of waiting for pay day you can use PayPal credit. Reviewed on: 7th July 2026

Easy to use

Easy to use and accessible from a mobile Reviewed on: 7th July 2026

Amazing all round.

Amazing all round. Easy to use with no concerns. Reviewed on: 7th July 2026

Easy to set up and everything was explained clearly...

Easy to set up and everything was explained clearly every step of the way Everything I have needed to do was clear and easy to understand. Reviewed on: 7th July 2026

It’s been Positive, easy and helpful

It’s been Positive, easy and helpful Reviewed on: 7th July 2026

Happy with My PayPal Credit Experience

I've been using PayPal Credit for about three months and have had a very positive experience. I used it to buy an OPPO phone with a 24-month 0% interest promotion, which made the purchase much more affordable. I've also used it to buy Trainline tickets, and the payment process has always been quick and straightforward. Managing my account is easy, and I like having the flexibility to spread the cost without paying interest when I meet the promotional terms. Overall, I'm very happy with PayPal Credit and would recommend it to anyone looking for a convenient way to manage larger purchases. Reviewed on: 7th July 2026

Paypal helps when it comes to planning payments

Paypal helps when it comes to planning payments Reviewed on: 7th July 2026

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