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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181058 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181058)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good app

Easy to use. I am happy to use this app Reviewed on: 14th July 2026

Any issues I have had are resolved quickly

Any issues I have had are resolved quickly Reviewed on: 14th July 2026

Always reliable, have never had an issue with PayPal.

Always reliable, have never had an issue with PayPal. And have been using it for easily 8 years or more. It's simple to use, quick and efficient what more do you need. Reviewed on: 14th July 2026

PayPal provides a good, reliable service

I’ve used PayPal for many years now and have always found it to be a convenient way to make payments and purchase items. If any issues have happened occurred, PayPal has been quick in responding and assisting in resolving the issue. Reviewed on: 14th July 2026

Always efficient and easy to navigate - clear instru...

Always efficient and easy to navigate - clear instructions Reviewed on: 14th July 2026

Great Concept, but Credit Card Logic Is Missing

It still needs improvement in how it reflects the amount due. For example, it doesn't mention that every £99 purchase is eligible for 4 interest-free installments. It also doesn't correctly apply the concept of a credit card billing cycle. Purchases made after the statement cut-off date shouldn't simply be treated as requiring immediate installments. Instead, they should be added to the next credit card statement, effectively giving you additional time before the first payment is due. That distinction is important when calculating payment schedules and due dates. Reviewed on: 14th July 2026

I trust PayPal when using them for any online transa...

I trust PayPal when using them for any online transactions. In fact I won't complete a transaction if they don't offer PayPal. PayPal credit is fantastic too, it's like loads of services under one big trustworthy umbrella. Reviewed on: 14th July 2026

Have always had great customer care apart from once...

Have always had great customer care apart from once were a case was resolved in the sellers favour that left me out of pocket and with out the purchased product but apart from this i have been happy with customer care. Reviewed on: 14th July 2026

Brilliant

I have been with PayPal for a few years now. They are on the ball with everything. And there pay in 3 is brilliant. Reviewed on: 14th July 2026

I love PayPal

I love PayPal… very easy to use … PayPal makes the checkout easy to use .. I have used PayPal soo many times and it has helped me as well.. I recommend PayPal for my friends and family.when I was in dire need pay pal came through for me Reviewed on: 14th July 2026

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