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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180865)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use. No hidden charges

5
Easy to use. No hidden charges. Paying in 3 instalments is so helpful for budgeting. Reviewed on: 7th July 2026

i bought a lap top through a PayPal loan.

5
i bought a lap top through a PayPal loan. was easy and had 0% interest for 6 months and the online retailer happy to accept the payment route. i always use the 3 in 1 payment route as spreads the cost in an affordable way. PayPal app on the phone makes it simple to manage my account. Reviewed on: 7th July 2026

Convenient easy to use great experience

5
Convenient easy to use great experience Reviewed on: 7th July 2026

Easy to use great for credit building

5
Easy to use great for credit building Reviewed on: 7th July 2026

Always there when you need it good offers with pay i...

5
Always there when you need it good offers with pay in 3 or over £99 pounds Reviewed on: 7th July 2026

I’ve used PayPal for numerous years now and can hone...

5
I’ve used PayPal for numerous years now and can honestly say I’ve never had a problem Reviewed on: 7th July 2026

Pay pal takes care of your finances.

5
I have used pay pal for a while now including pay pal in 3. I feel safe and secure knowing pay pal is backing me. Any problems and it is quickly resolved. Today we all try to look after our health and wellbeing and pay pal represents the same financially. Reviewed on: 7th July 2026

Good service easy to yose

5
Good service excellent easy to yose Reviewed on: 7th July 2026

Easy and quick to pay using PayPal.

5
Easy and quick to pay using PayPal. Can see everything you need to on the app. Reviewed on: 7th July 2026

Interface/website isn’t the easiest to use

4
Interface/website isn’t the easiest to use Reviewed on: 7th July 2026

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