Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177218)

The Personal Touch

5
Always a real person to help with account enquiries, no long waits, and very helpful Reviewed on: 7th July 2026

Easy to use.

4
Easy to use. Different options for paying. Good communication. Reviewed on: 7th July 2026

Excellent service and trusted money credit bank

5
Excellent service and trusted money credit bank Reviewed on: 7th July 2026

Highly Recommend

5
Never had a bad experience with PayPal, always found them helpful Reviewed on: 7th July 2026

Very easy for to use.

5
Very easy for to use. The customer service is always available & they are very helpful. No interest for 4 months, is amazing too Reviewed on: 7th July 2026

Simple and makes sense

5
Easy, straighforward experience. Would recommend to others Reviewed on: 7th July 2026

Good service

5
Good service and confidence in using Reviewed on: 7th July 2026

Can always be trusted in the event of discrepancis t...

5
Can always be trusted in the event of discrepancis to act on your behalf and secure the best results Reviewed on: 7th July 2026

A Safe and Convenient Way to Pay Online.

5
I find PayPal to be one of the most convenient ways to pay for goods and services online. It removes the need to enter my credit or debit card details on multiple websites, which gives me real peace of mind from a security point of view. The optional “Pay in 3” feature is also a great addition, allowing me to spread the cost of purchases and manage my budget much more easily. Reviewed on: 7th July 2026

Online champions

5
Mostly use for online purchases and never had a problem. Would like to use PayPal in stores. as well. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 98486 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3847 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products