Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180871 reviews)

View other PayPal products

4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180872)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I’ve used PayPal for sometime now.

I’ve used PayPal for sometime now.i don’t advocate credit but PayPal changed my mind . It’s flexible , easy to navigate , provides good assurances against loss or fraud and gives peace of mind when I get the urge to buy something like we tend to do nowadays . Top marks in my book Reviewed on: 7th July 2026

Alway pay on time easy to use.

Alway pay on time easy to use. Youu can pay in three easy stages Reviewed on: 7th July 2026

PayPal credit has helped me spread the cost of large...

PayPal credit has helped me spread the cost of large items over 4 months without interest, making it easier to manage my bills. Reviewed on: 7th July 2026

pay pal is so handy and easy to use,i like...

pay pal is so handy and easy to use,i like it alot Reviewed on: 7th July 2026

Good app for payment and very secure

Good app for payment and very secure Reviewed on: 7th July 2026

I love how you can pay.

I love how you can pay.Like in full over 3 months or have with credit It's a good way to budget your money Thank you from a very happy Customer. KEEP up the good work Reviewed on: 7th July 2026

I get on zero interest where possible or pay in 3 wh...

I get on zero interest where possible or pay in 3 which is nice. Allows me to spread costs out a bit. Payments always go out on time when expected. Reviewed on: 7th July 2026

Trust paypal.

I have used PayPal for many years, never had to query any transaction, The deals they have, I believe are second to none Reviewed on: 7th July 2026

Perfect paypal partner im using it most of my shopping

Perfect paypal partner im using it most of my shopping Reviewed on: 7th July 2026

Good Coustmer service problem solved quickly

Good Coustmer service problem solved quickly Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101076 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub