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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180874)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Perfect paypal partner im using it most of my shopping

5
Perfect paypal partner im using it most of my shopping Reviewed on: 7th July 2026

Good Coustmer service problem solved quickly

5
Good Coustmer service problem solved quickly Reviewed on: 7th July 2026

Helpful and convenient

5
Alway accessible and easy to use Reviewed on: 7th July 2026

Excellent products which are very simple to use

5
Excellent products which are very simple to use whole giving good o formation about them. Reviewed on: 7th July 2026

Easy transactions with PayPal .

5
Easy transactions with PayPal . Wouldn't use or trust anyone else. Reviewed on: 7th July 2026

Convenient

5
Paypal has been convenient for me. I like the pay in 3 option and there is an added security. Reviewed on: 7th July 2026

Easy to use and navigate,quick response usually unde...

5
Easy to use and navigate,quick response usually under 1 minute Reviewed on: 7th July 2026

Thank you for being there

5
Thank you for being there for me when I need you Reviewed on: 7th July 2026

PayPal offer great credit options.

5
PayPal offer great credit options that can save you interest, with Pay in 3 or my personal favourite 0% interest in 4 months. Reviewed on: 7th July 2026

Paypal has been my go to for years online.

5
Ive used Paypal for years for online shopping. Only lately have I used their credit service and its been flawless. From review of spend to alerting and management Paypal has been as good if not better than my high street bank. Reviewed on: 7th July 2026

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