Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,057 reviews, last reviewed 27th Jul 2026
148% increase in 5 star reviews
in the past 90 days
199% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026
Clare's avatar
Clare

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181058)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very good and helpful easy to use

5
Very good and helpful easy to use Reviewed on: 14th July 2026

Easy to use.

5
Easy to use. It's there when I need it Reviewed on: 14th July 2026

security...and reliability

5
Always the best way to go for reliability and security Reviewed on: 14th July 2026

Super reliable

5
I've been using PayPal Credit for over two years now for online shopping, as well as purchasing courses and services, and it's been consistently reliable throughout. The application and checkout process is always quick and straightforward, with no unnecessary hassle. I've never had any issues or disputes to deal with, which speaks to how smoothly everything runs. It's given me real peace of mind when spreading the cost of bigger purchases, whether that's a course I wanted to invest in or a service I needed. Two years on, I still find it easy to use and completely trustworthy for managing purchases online. Reviewed on: 14th July 2026

Quick and easy to use.

5
Quick and easy to use. Feels safe Reviewed on: 14th July 2026

PayPal credit has been an absolute breeze to use

5
PayPal credit has been an absolute breeze to use and manage through the app. I love the features and offers for their various products as well as their customer services who've always been great. Any time I've had a question I've been abled to get through to an agent quickly who has answered fully and effectively. Reviewed on: 14th July 2026

Great experience use every time I shop on line

5
Great experience use every time I shop on line Reviewed on: 14th July 2026

Excellent service safeguards payments

5
Excellent service safeguards payments Reviewed on: 14th July 2026

I am so impressed with PayPal Credit , everything is...

5
I am so impressed with PayPal Credit , everything is made so easy , click and you are off , easy pessay Reviewed on: 14th July 2026

Perfect service

5
There is nothing to complain about Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101229 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products