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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180881)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

paypal is allways there to back you up if there are...

5
paypal is allways there to back you up if there are problems with sellers which i find very reassurring when spending money on the internet thank you Reviewed on: 7th July 2026

never a problem, hassle free, easy to contact suppor...

5
never a problem, hassle free, easy to contact supportave Reviewed on: 7th July 2026

Been using paypal since i was 16 never had issues wi...

5
Been using paypal since i was 16 never had issues with it and it developed so much since then its unreal Reviewed on: 7th July 2026

Customer services

5
I have been using PayPal for so many years and my experience with customer service has been brilliant. Reviewed on: 7th July 2026

Safe way to pay.

5
Safe way to pay. I always use PayPal for larger purchases as I know I will be protected if anything aver goes wrong Reviewed on: 7th July 2026

I feel confident when making payments with PayPal.

5
I feel confident when making payments with PayPal.Secure and safe . Reviewed on: 7th July 2026

It’s been good.

4
It’s been good. It’s seamless and easy to use. Reviewed on: 7th July 2026

Easy access to credit if needed.

5
Easy access to credit if needed. Used on occasions was simple and easy to set up Reviewed on: 7th July 2026

Paypal credit update on all transactions and timescales

5
Paypal credit updated me on all my transactions. I get reminders of payment times I also know that if I have any issues with any purchases PayPal respond quickly with clear timeframes to resolve any challenges. I have used paper credit which has been really helpful again there are clear reminders of when to pay the due date payments. I really feel this is help my budgeting and that has served to make me more accountable. I'm also offered reasonable increments that are affordable for me to pay off so never feel that I'm going into unnecessary debt. I would highly recommend PayPal credit it's so easy and so straightforward Reviewed on: 7th July 2026

It is a great service and easy to use.

5
It is a great service and easy to use. Better now you can have a card and use in stores. Reviewed on: 7th July 2026

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