Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180896)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Keep it up

5
Been with PayPal for 10 years, can't find anything wrong credit is available when you need it Reviewed on: 7th July 2026

The customer service is excellent and the wait time...

5
The customer service is excellent and the wait time on the phone is very fast. They handle everything very quickly. Reviewed on: 7th July 2026

Easy and hassle free to use.

5
Easy and hassle free to use. Safe way to pay Reviewed on: 7th July 2026

PayPal is a secure payment platform

5
I appreciate PayPal's secure payment platform, buyer and seller protection features, and its integration with online marketplaces and e-commerce platforms. I have found it to be a reliable and efficient payment solution for managing online transactions. Reviewed on: 7th July 2026

Easy, clear, user friendly and helpful for everyday...

5
Easy, clear, user friendly and helpful for everyday use. Reviewed on: 7th July 2026

Easy to use allowing for international payments in d...

5
Easy to use allowing for international payments in different currency Reviewed on: 7th July 2026

No complaint at all A very good service which does e...

5
No complaint at all A very good service which does exactly what it days Reviewed on: 7th July 2026

Paypal is there when you need it.

5
Paypal is there when you need it. Great help. Reviewed on: 7th July 2026

I always feel confident when paying via PayPal.

5
I always feel confident when paying via PayPal. Reviewed on: 7th July 2026

Positive experience overall

5
I find Paypal very easy to use and it is very flexible payment-wise. I also tend to use it on websites I never shopped from before for an extra payment protection Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101095 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products