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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180899 reviews)

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4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180900)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have nothing but positive experience with PayPal t...

I have nothing but positive experience with PayPal the past 15years. Reviewed on: 7th July 2026

Easy to use for payments and the 4 months 0% apr is...

Easy to use for payments and the 4 months 0% apr is great Reviewed on: 7th July 2026

Very good and easy to use

For me ia very important tool to buy on line and easy to use. Reviewed on: 7th July 2026

PayPal credit sits in your wallet and is easy to use...

PayPal credit sits in your wallet and is easy to use when the time is right. No effort to apply. Reviewed on: 7th July 2026

Efficient response and helpful products and services

When I was trapped in a scam-like direct debit, that the receiver had set up through PayPal and that I was unable to cancel through my bank, PayPal was efficient and effective in their response. I also use its pay-in-3 service regularly. This is accessible and helpful. Reviewed on: 7th July 2026

Great not having to pay any interest...

To date not really had any issues, use this on a regular basis, great for spreading the cost without having to pay any interest Reviewed on: 7th July 2026

Easy to use, had no issues with it.

Easy to use, had no issues with it. Reviewed on: 7th July 2026

Great service

Great company and customer service Reviewed on: 7th July 2026

Been there for me when times were slightly tough

PayPal credit has always been a thing where I could use it as a virtual credit card. Safe and secure. Unfortunately there was a purchase I need to make but had no access to credit as I was made redundant (another job was lined up). Used PayPal credit for my purchase and repaid back what I used. Simples as that! Reviewed on: 7th July 2026

East to use

Easy to use. The % interest for 4 months is a help on larger purchases Reviewed on: 7th July 2026

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