Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180903 reviews)

View other PayPal products

4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180903)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great service

Great company and customer service Reviewed on: 7th July 2026

Been there for me when times were slightly tough

PayPal credit has always been a thing where I could use it as a virtual credit card. Safe and secure. Unfortunately there was a purchase I need to make but had no access to credit as I was made redundant (another job was lined up). Used PayPal credit for my purchase and repaid back what I used. Simples as that! Reviewed on: 7th July 2026

East to use

Easy to use. The % interest for 4 months is a help on larger purchases Reviewed on: 7th July 2026

I've had a few issues in the past and PayPal have so...

I've had a few issues in the past and PayPal have sorted them out without any problems whatsoever. Reviewed on: 7th July 2026

Trustworthy source for both making and receiving pay...

Trustworthy source for both making and receiving payments. Reviewed on: 7th July 2026

So convenient!!

Such an easy way to pay & spread the cost as required - great flexibility which is ideal Reviewed on: 7th July 2026

Good interest rates and little extras to even whilst...

Good interest rates and little extras to even whilst you shop Reviewed on: 7th July 2026

Excellent Service Provider

The app is very easy to use and the Customer Support is excellent. Reviewed on: 7th July 2026

Great experience

Great experience ever since I started using their platform over 5 years ago Reviewed on: 7th July 2026

I joined Paypal in 2001, first due to their link wit...

I joined Paypal in 2001, first due to their link with ebay, but now I use Paypal for many things. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101095 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub