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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180906 reviews)

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4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180906)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great and easy to use found it very useful with lots...

Great and easy to use found it very useful with lots of information when needed Reviewed on: 7th July 2026

On the one hand Pay in 3 seems pretty decent to help...

On the one hand Pay in 3 seems pretty decent to help spread costs, on the other hand though, I end up with Credit owed and interest being charged despite have DD setup, I am never able to trace back the purchases I made that have led to the charges, e.g. did I select something that I needed to manually pay back within a certain time frame... no idea at all and that makes PayPal lest trustworthy to me. Reviewed on: 7th July 2026

Paypal credit is easy to use, and is especially hand...

Paypal credit is easy to use, and is especially handy for those unexpected items you may need to buy but don't yet have the funds or cash to purchase. It also gives you peace of mind on purchases if something goes wrong as you are covered. You know exactly what you have borrowed, what the interest is and how long it will take to pay, plus paypal remind you if its taking you longer and costing you more in interest. Its great as a back up for me. Reviewed on: 7th July 2026

Easy to use with low interest .

Easy to use with low interest . Can shop at my convenience with no stress or worry about paying for items in a hurry. Reviewed on: 7th July 2026

PAYPALSTARS

Easy to use, interest is insanely high but that’s just life isn’t it Reviewed on: 7th July 2026

Great spending power

PayPal as changed for the better by introducing pay in 3 which has made buying much needed items. Reviewed on: 7th July 2026

I've been using PayPal for more than 5 years and nev...

I've been using PayPal for more than 5 years and never had any issues with online payments or credit card payments. It is my best if i need to pay online or if i forgot my wallet. Reviewed on: 7th July 2026

Really good service and easy to use

Really good service and easy to use Reviewed on: 7th July 2026

Great app.

Great app.Never had any problems with PayPal credit and very easy with Apple Pay Reviewed on: 7th July 2026

Always helpful and efficient I don't think I've ever...

Always helpful and efficient I don't think I've ever once had a reason to moan Reviewed on: 7th July 2026

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