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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180908)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Quick and easy access on the app

5
Quick and easy access on the app Reviewed on: 7th July 2026

Transactions are safe and secure and there's pay in3...

5
Transactions are safe and secure and there's pay in3 excellent, or pay over 12 months Reviewed on: 7th July 2026

Always been a good source for instant credit

5
Always been a good source for instant credit Reviewed on: 7th July 2026

Seamless and fast.

5
Seamless and fast. The payment options are quite flexible too. Reviewed on: 7th July 2026

PayPal is very useful, but the PayPal app is not use...

4
PayPal is very useful, but the PayPal app is not user-friendly. Reviewed on: 7th July 2026

Great experience

4
Great experience, was unable to adjust credit limit however Reviewed on: 7th July 2026

Always good can't fault anything

5
Always good can't fault anything Reviewed on: 7th July 2026

PayPal is the only one that will go to the last poin...

5
PayPal is the only one that will go to the last point for their customers. Example, when retailers did injustice to their customers, for instance, someone bought an item and received something completely the opposite or the item was not the exact items that were seen when brousing. PayPal will step in to give justice to their customers and reach out to the retailers in order for customers to be treated with their choice and rights. Reviewed on: 7th July 2026

Pay in 3 option and 0% for 4 months is...

5
Pay in 3 option and 0% for 4 months is very good Reviewed on: 7th July 2026

Always there when i need a little extra support.

5
Always there when i need a little extra support. Comes very handy knowing you have a back up plan! Reviewed on: 7th July 2026

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