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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148697 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148697)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Wonderful experience nice team responding promptly

Wonderful experience nice team responding promptly Reviewed on: 1st July 2026

Convenient

It helps at times just to use it then pay later. Reviewed on: 1st July 2026

Quick and simple process, sometimes its easier and...

Quick and simple process, sometimes its easier and safer to use PayPal as your options to pay are all in one place, from normal purchases to spreading the cost with pay in 3, pay in 30 days or PayPal finance. Everything is layed out clearly and all set up quicky too Reviewed on: 1st July 2026

It's great to have an account with great peoples.

It's great to have an account with great peoples. Reviewed on: 1st July 2026

PayPal - A good all-round experience

A good all-round experience offering good value services on an accessible user-friendly platform. Reviewed on: 1st July 2026

It is very helpful as the interest rate is really...

It is very helpful as the interest rate is really cheap Reviewed on: 1st July 2026

Great customer service

Having only had to contact PayPal customer service once previously I’ve found them efficient, polite and timely. Reviewed on: 1st July 2026

Paying in instalments made simple

When I purchased my iPad I was sceptical about PayPal’s credit facility but have since found it so simple to use. Reviewed on: 1st July 2026

pay pal more than just a credit company

Very easy to use and convenient 0% payments and very low cost loans Reviewed on: 1st July 2026

Great service

Protect my money easy pay and easy refund money Reviewed on: 1st July 2026

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