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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148220 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148220)

No fuss payments

PayPal credit is there in case of emergencies. Give you peace of mind Reviewed on: 8th July 2022

Always available to rescue

My backbone credit provider when there's nowhere else to go. Simple to get, use and repay. No complications. Good customer service Reviewed on: 8th July 2022

Great and easy

Easy to use system, available with many retailers and makes online shopping a dream. Reviewed on: 8th July 2022

Quick and easy to use

It was a quick setup. Got approved after a couple of questions and a quick check. It is easy to use and understand. I really like the 0% interest payment options, and the longer payment plans as well. Your credit limit can be increased if you always pay on time, and it is done automatically. Reviewed on: 8th July 2022

The best

I love luxury items now I can afford i and spread the cost Reviewed on: 8th July 2022

Swift

Easy to use and the payment are secure. Reviewed on: 8th July 2022

Excellent

Easy to use and the best terms on the market! Reviewed on: 8th July 2022

PayPal credit

Excellent product, use it often and had no trouble unlike some cards that could be mentioned. Reviewed on: 8th July 2022

They gave me a chance to build my credit

They have been really helpful in helping me build my credit Reviewed on: 8th July 2022

Just Perfect

It's just brilliant for those 'rainy days' and some times it pours! Reviewed on: 8th July 2022

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