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PayPal: PayPal Credit reviews

4.73
Based on 180,929 reviews, last reviewed 17th Jul 2026
306% increase in 5 star reviews
in the past 90 days
367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026
Deryl Scott's avatar
Deryl Scott

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180929)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very good and efficient service from Paypal

5
Very good and efficient service from Paypal Reviewed on: 7th July 2026

HappyCustomer

5
Quick and easy to deal with. I have never had issues with them and the app is so useful and keeps you updated with everything. Reviewed on: 7th July 2026

A great way to purchase items and a good intrest...

5
A great way to purchase items and a good intrest rate Reviewed on: 7th July 2026

Ebay and other Merchants

5
I buy a lot of things from Ebay and other online merchants. Using PayPal is convenient and adds an extra layer of protection. I'm very happy with it. Reviewed on: 7th July 2026

Just like yer financial best friend

5
Just like yer financial best friend Reviewed on: 7th July 2026

Easy to use app!

5
Easy to use app, quick, and responsive with a smile. Reviewed on: 7th July 2026

Excellent customer service from start to finish

5
Excellent customer service from start to finish Reviewed on: 7th July 2026

Pay with peace of mind - protect your money.

5
Always buy off facebook using PayPal -if not available I don't buy as they assure purchase arrives and follow up any complaints efficiently. Reviewed on: 7th July 2026

Wonderful Paypal!

5
So easy to use, great customer services. Excellent flexibility to allow me to best manage my finances, as well as feeling safe and secure with Paypal. What’s not to love! Reviewed on: 7th July 2026

Easy and convenient.

5
Easy and convenient. Everything is always transparent. Reviewed on: 7th July 2026

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