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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179365 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179385)

Excellent service always - every transaction is perf...

Excellent service always - every transaction is performed without fuss Reviewed on: 7th July 2026

Fairly easy & convenient- handy for spreading payments

Fairly easy & convenient- handy for spreading payments Reviewed on: 7th July 2026

Very good and convenient service!

PayPal Credit is very easy to use and makes shopping so convenient. I am very satisfied with my experience. Reviewed on: 7th July 2026

PayPal has been so helpful to me.

PayPal has been so helpful to me. It truly made a difference during purchasing , it made things so much easier for me. It prevent me from being in debts Reviewed on: 7th July 2026

Very professional service and helpful

Very professional service and helpful Reviewed on: 7th July 2026

BEING IN CONTROL OF YOUR OWN BUDGET

KNOWING THAT YOU ARE ABLE TO SPREAD PAYMENTS AND PAY BACK WITHIN YOUR OWN LIMITS HELPS WITH ALL PURCHASES BEING IN CONTROL OF SPENDING IS VITAL. Reviewed on: 7th July 2026

The PayPal method

I’ve never had any problems with PayPal. They’ve always been there when I needed to send money to people or pay for goods. I love their credit options and everything about the company is built for the consumer, which is something I really love. I seldom have to go to customer complaints. The app is easy to use and I couldn’t ask for a better money partner. Reviewed on: 7th July 2026

I've generally had a positive experience with Paypal

I've generally had a positive experience with Paypal. My only issue has been that one time, I did not receive an email warning me that a credit payment was coming out and I ended up missing that payment for a few days so my credit score went down for a year or so. Overall though, Paypal does good offers for credit and is very easy to use. Reviewed on: 7th July 2026

Very trusted provider .

Very trusted provider .you can feel completely safe with your money Reviewed on: 7th July 2026

Flexibility has been essential for me and PayPal Cre...

Flexibility has been essential for me and PayPal Credit are definitely flexible. Reviewed on: 7th July 2026

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