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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179321 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179324)

It’s okay- I had issues with the credit but that’s a...

It’s okay- I had issues with the credit but that’s about it Reviewed on: 7th July 2026

Easy to use with excellant results every time

I have used paypal for years, always had great results. Reviewed on: 7th July 2026

Great Service

I have never had any issues with PayPal. I find it easy to use their services and the App offers a clear way for me to view my account and manage my money. Reviewed on: 7th July 2026

Helpful for small or larger purchases

I’ve been happy with PayPal Credit so far. It gives me flexibility when buying more expensive items, and I like that I can manage everything online. The statements and payment options are clear, and I’ve not had any issues using it. It’s been a useful financial tool for me. Reviewed on: 7th July 2026

Flexibility is the key

The flexibility of "pay in 3" and the ability to change funding sources is extremely useful. I also like the added security of my account using an authenticator app and the back up support if things go wrong.. Reviewed on: 7th July 2026

It has been very helpful and easy to use.

It has been very helpful and easy to use. Reviewed on: 7th July 2026

Pay pal is good.

Pay pal is good, easy to manage and view detail. Thanks Reviewed on: 7th July 2026

PayPal is easy and clear.

PayPal Credit is simple to use and understand. Setting it up and making payments is straightforward. Everything is shown clearly so there is no confusion. Works well for me. Reviewed on: 7th July 2026

Excellent service & helpful for budgeting

Excellent service & helpful for budgeting Reviewed on: 7th July 2026

Seamless Simple Strong

Seamless service, combining ease of use with strong security. Reviewed on: 7th July 2026

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