Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

View other PayPal products

4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180929)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Pay pal is so convenient to use, any time I have a q...

Pay pal is so convenient to use, any time I have a question the customer service is fantastic Reviewed on: 7th July 2026

Ive had a few bad experiences i wouldnt rate them at...

Ive had a few bad experiences i wouldnt rate them at all. I had signed up to a course once i cant remember if it was £300 or more but 2 weeks in i realised it was pretty poor and i could no longer take part. I asked them to cancel the payments but they wouldnt. They kept charging me even though i wasnt on the course. They said she wouldnt give the money back. This women who lives in America advertises on Eventbright that she lives in the UK. Also i took up this quiz or simular for ADHD i paid 1 payment but did not agree or sign up to any more. It was a few weeks before i was aware that they had started taking more payments with no authority. It was christmas i was working a lot they said i didnt reply or let them know in time and would not refund me even though there was no agrerment. Awful customer service can be excellent. The company awful. Reviewed on: 7th July 2026

Poor service.

I have had rather poor support from PayPal in the past. I had orderedan item from a supplier in China., the item never arrived instead all i receive was a letter informing me of their warehouse in the UK. It followed that the address was just a post box with no contact. I contacted PayPal who simply said that theitem was delivered and favoured the supplier. I wonder if the supplier are vetted for being genuine? Reviewed on: 7th July 2026

Very good platform for purchasing

Very good platform for purchasing Reviewed on: 7th July 2026

Dependable

With PayPal, your money is safe, easy to use, reliable, and secure. PayPal makes online payments quick and hassle-free! I highly recommend PayPal. It's the best experience ever. Reviewed on: 7th July 2026

Lots of payment options from setting up for groups t...

Lots of payment options from setting up for groups to pay you via PaypalMe to credit offerings allowing you to split payments over 3 or get 4months interest free. Great to have a virtual card for in store shopping. Reviewed on: 7th July 2026

Very handy and very helpful, makes life worth livin...

Very handy and very helpful, makes life worth living with hassle free payments anywhere for anything . Reviewed on: 7th July 2026

Amazing support , helped me a lot when covering cost...

Amazing support , helped me a lot when covering costs for my grandmothers burial Reviewed on: 7th July 2026

Highly recommend

Not had any issues. Easy to use and reliable service at all times. Reviewed on: 7th July 2026

All very good.

All very good. Always happy to help. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101120 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub