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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180929)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

All been great except for an odd hiccup getting onli...

All been great except for an odd hiccup getting online when I wanted to use a service, but that was only once Reviewed on: 7th July 2026

A very handy Service

I have had a Very satisfactory experience using PayPal over many years and I would highly recommend PayPal to everyone Reviewed on: 7th July 2026

But sometimes the points aren't very good

But sometimes the points aren't very good Reviewed on: 7th July 2026

Always easy to use, just need to remember key paymen...

Always easy to use, just need to remember key payment dates! Reviewed on: 7th July 2026

S I A Falkirk

I am using Paypal since last 10 years and had very good experience and using for making payment against my all purchases. I like Paypal credit and use it whenever I need to pay big amount and pay back in 3 installments without any interest. Reviewed on: 7th July 2026

Perfect for interest free payments over a short period

I use PayPal Credit for short term interest free purchases all the time. It is really helpful for spreading the cost of those slightly dearer products and it is so quick and easy to use. Reviewed on: 7th July 2026

Easiest way to pay, with many options of payment.

Easiest way to pay, with many options of payment. Reviewed on: 7th July 2026

Easy, honest and very informative to your needs.

Easy, honest and very informative to your needs. Great for budgeting Reviewed on: 7th July 2026

It was very quick and easy to try Paypal finance for...

It was very quick and easy to try Paypal finance for my new TV. Reviewed on: 7th July 2026

Customer service

Depending on the person who picks the call but most of the time, you do get good customer service and support. Reviewed on: 7th July 2026

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