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PayPal: PayPal Credit reviews

4.73
Based on 181,087 reviews, last reviewed 31st Jul 2026
109% increase in 5 star reviews
in the past 90 days
154% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026
ALAN E's avatar
ALAN E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181088)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Was very useful for myself when I have been between...

5
Was very useful for myself when I have been between jobs to have access to such a quick and reliable source of finance. Reviewed on: 14th July 2026

Perfect for bigger purchases.

5
Perfect for bigger purchases. you can spread the cost over a few months. no interest if you pay in full within the period. Reviewed on: 14th July 2026

Great company

5
Very quick payments and easy to use. Reviewed on: 14th July 2026

Service from PayPal always reaching my expectation...

5
Service from PayPal always reaching my expectations and any queries they sort quickly Reviewed on: 14th July 2026

Easy to use and good time to pay back

5
Easy to use and good time to pay back Reviewed on: 14th July 2026

PayPal is great for day to day shopping as it provid...

5
PayPal is great for day to day shopping as it provides extra money Reviewed on: 14th July 2026

It just works

4
No issues. Used PayPal for many years Reviewed on: 14th July 2026

I have used PayPal for years and find it simple and...

4
I have used PayPal for years and find it simple and super handy. Reviewed on: 14th July 2026

Really good and faster payment and services for prot...

5
Really good and faster payment and services for protection buyers are the best Reviewed on: 14th July 2026

Easy to use and live the points they offer & have li...

5
Easy to use and live the points they offer & have lists of different payment options Reviewed on: 14th July 2026

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