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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180929)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Can’t live without it really, wonderful PayPal

I have been using PayPal services in almost their entirety for many many years, it is an integral part of my domestic financial life and gives me all manner of flexible ways to manage my finances. PayPal will be with me for the rest of my life I am sure, honestly if you’re not using it, then I don’t know where you have been. Reviewed on: 7th July 2026

10 out of 10 every time!

I have used PayPal and PayPal Credit for quite a while now and their service has been extremely good. If I had any queries they were dealt with in a very prompt manner and I cannot recommend them enough. Reviewed on: 7th July 2026

Very convenient , just a shame they charge foreign e...

Very convenient , just a shame they charge foreign exchange fee Reviewed on: 7th July 2026

was easy to use and very convenient

was easy to use and very convenient Reviewed on: 7th July 2026

very freindly and avaliable, there when i needed the...

very freindly and avaliable, there when i needed them most Reviewed on: 7th July 2026

A great quick and efficient way to pay!

A great quick and efficient way to pay! Whether is transferring money to family/friends or paying for items/services, it really is my go to. Transactions are easy to follow and customer service is great if needed. Reviewed on: 7th July 2026

Does everything that I need, pay in 3 and credit are...

Does everything that I need, pay in 3 and credit are just what I use most. Reviewed on: 7th July 2026

I have used pay pallets credit on numerous occasions.

I have used pay pallets credit on numerous occasions. A great way to spread the cost. Reviewed on: 7th July 2026

I've been with PayPal for many years have used the P...

I've been with PayPal for many years have used the Paypal credit many, many, many times. Very easy to use, clearly shows on the app and is great to use when you see something but can't pay the full amount at that time, great to break it down into smaller more manageable amounts. Can't really fault it Reviewed on: 7th July 2026

Very good service quick and speedy transactions

Very good service quick and speedy transactions Reviewed on: 7th July 2026

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