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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180930 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180932)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have used pay pallets credit on numerous occasions.

I have used pay pallets credit on numerous occasions. A great way to spread the cost. Reviewed on: 7th July 2026

I've been with PayPal for many years have used the P...

I've been with PayPal for many years have used the Paypal credit many, many, many times. Very easy to use, clearly shows on the app and is great to use when you see something but can't pay the full amount at that time, great to break it down into smaller more manageable amounts. Can't really fault it Reviewed on: 7th July 2026

Very good service quick and speedy transactions

Very good service quick and speedy transactions Reviewed on: 7th July 2026

Low-cost worldwide transfers; great payment deferrals

Simple and low-cost transfer of funds to Australia. Great Pay-in-3 option for defer payments. Quick and simple application for credit at 0% over 4 months. Reviewed on: 7th July 2026

Faultless service

Always had faultless service with Paypal for donkeys years. Paypal credit is now just an added bonus. Not always obvious when payments are due, without logging on, but a minor thing. Reviewed on: 7th July 2026

Used PayPal for years, never any issues always my go...

Used PayPal for years, never any issues always my go to.. Reviewed on: 7th July 2026

This is really helpful on my broke days

This is really helpful on my broke days Reviewed on: 7th July 2026

Really easy to use.

Really easy to use. PayPal credit card is a fantastic addition. Simple to manage account on a daily basis Reviewed on: 7th July 2026

I’ve never had any issues with PayPal, everything al...

I’ve never had any issues with PayPal, everything always works seamlessly, couldn’t recommend them more highly Reviewed on: 7th July 2026

I had an issue with Hello Fresh and PayPal were extr...

I had an issue with Hello Fresh and PayPal were extremely good at getting my payment back Reviewed on: 7th July 2026

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