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PayPal: PayPal Credit reviews

4.73
Based on 180,932 reviews, last reviewed 18th Jul 2026
296% increase in 5 star reviews
in the past 90 days
359% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026
Wendy M's avatar
Wendy M

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180935)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

always shop safe with paypal, never let me down.

5
always shop safe with paypal, never let me down. Reviewed on: 7th July 2026

Excellent service .

5
Never had any issues using PayPal . Customer service is easy and the staff always try to rectify any problems . PayPal pay later or credit is a massive help to my day to living Reviewed on: 7th July 2026

Quick and reliable , very safe and easy to use

5
Quick and reliable , very safe and easy to use Reviewed on: 7th July 2026

Excellent company

5
I have had a great experience with PayPal not had any problems with this company Reviewed on: 7th July 2026

Easy to use plus secure and safe

5
Easy to use plus secure and safe Reviewed on: 7th July 2026

Very user friendly portal which gives options for pu...

5
Very user friendly portal which gives options for purchases not supported by card or option to pay in three installments Reviewed on: 7th July 2026

I didn't receive my order

5
Very swift when I had a problem with a customer. Thank you Reviewed on: 7th July 2026

Great range of products to suit your needs at the ti...

5
Great range of products to suit your needs at the time, ie pay now later or in 3, I use them all. I like that I have a choice and that it’s all very easy to set up and use. Reviewed on: 7th July 2026

Able to use all retail stores.

5
Able to use all retail stores. No problem using it all the time. Reviewed on: 7th July 2026

there when i need it , you can do 3monthly payments...

5
there when i need it , you can do 3monthly payments allowing you more time to pay Reviewed on: 7th July 2026

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