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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167886 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167906)

Good accessibility, availability when needed.

Good accessibility, availability when needed. Reviewed on: 5th June 2024

Easy to use and great customer service

Easy to use and great customer service Reviewed on: 5th June 2024

Very easy and very handy when paying for things on E...

Very easy and very handy when paying for things on EBay Reviewed on: 5th June 2024

Payment in installments, adjusting the amount of loa...

Payment in installments, adjusting the amount of loan repayment to your needs Reviewed on: 5th June 2024

Easy to use and make payments.

The whole process was easy to use and then make payments. But like with all credit it’s essential to make the payments on time but reminders are always sent out. Reviewed on: 5th June 2024

Ease of use combined with security.

Ease of use combined with security. Reviewed on: 5th June 2024

PayPal is the quickest and the best way to pay

i have been using PayPal for around 15 years now and I've never had a problem its quick and easy to use, most retails now accept PayPal at the checkout. Makes shopping a doddle. Reviewed on: 5th June 2024

Thanks to PayPal credit it has allowed me to purchas...

Thanks to PayPal credit it has allowed me to purchased items with some ease. straightforward service with excellent customer service. Reviewed on: 5th June 2024

Helps me buy and spread the cost I love it...

Helps me buy and spread the cost I love it Reviewed on: 5th June 2024

Very easy to apply for and account information is up...

Very easy to apply for and account information is updated on a regular basis keeping you well informed about your account. I find that being give several payment reminders make it easy to make payments early and on time. Reviewed on: 5th June 2024

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