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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180938 reviews)

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4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180938)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always good customer service over the phone

Always good customer service over the phone Reviewed on: 7th July 2026

Good all round easy to use platform

Good all round easy to use. Simple and straightforward, taking payments could be quicker Reviewed on: 7th July 2026

FEELING SAFE WITH PAYPAL

I feel safe paying with PayPal. They make me feel confident with my online purchases. They're always there if I dont quite have enough funds, and I can pay over a short amount of time Reviewed on: 7th July 2026

Always delivers timely service and response

Always delivers timely service and response Reviewed on: 7th July 2026

Simple and Easy

Great and very easy neede a solution to a problem and this was a very easy experience Reviewed on: 7th July 2026

Easy transaction and quick service

Easy transaction and quick service Reviewed on: 7th July 2026

A handy help when most my family most needs it

A handy help when most my family most needs it Reviewed on: 7th July 2026

A Digital partner you can trust!

Easy to use, provides some sort of security over online payments (just needs bit more improvement on disputes) as some sellers time to time will try to scam others and PayPal comes in handy to avoid all of this.... Reviewed on: 7th July 2026

Very handy to use

Very handy to use and freedom and flexibility for payment. Reviewed on: 7th July 2026

Credit for me

I use it quite often, never had any problems brilliant. Very convenient helps me out a lot. Thank you PayPal. Reviewed on: 7th July 2026

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