Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

View other PayPal products

4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181107)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is the best!

I have used PayPal credit and PayPal in general for years now and they have always been an advisor there to help with any issue. Reviewed on: 20th July 2026

Good experience I wish it was simpler

Good experience I wish it was simpler Reviewed on: 20th July 2026

It's been really good for making large purchases and...

It's been really good for making large purchases and to spread the payments Reviewed on: 20th July 2026

Good service space for improvement

Good but could be better, it is space for more improvements Reviewed on: 20th July 2026

Im very happy with PayPal and the way it works...

Im very happy with PayPal and the way it works Reviewed on: 20th July 2026

Very flexible and great for when in need

Very flexible and great for when in need Reviewed on: 20th July 2026

So far no Issues with Service provided

Never had a problem with payments or issues Reviewed on: 20th July 2026

It was very clear and easy to use.

It was very clear and easy to use. Reviewed on: 20th July 2026

Okay if you watch your money

I find paypal okay, except when it comes to dealing with third party vendors. You sometimes allow them to charge without proper authorisation Reviewed on: 20th July 2026

Flexible payment

Very flexible payment plans - pay in 3 is fantastic Reviewed on: 20th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101271 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub