Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180949 reviews)

View other PayPal products

4.73

Based on 180,943 reviews, last reviewed 19th Jul 2026

271% increase in 5 star reviews

in the past 90 days

328% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

I feel safer ehen using paypal. I feel safer ehen using paypal. Thank you Reviewed on: 19th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180949)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

If paypal is available to use for paying then I'll a...

If paypal is available to use for paying then I'll always choose that option Reviewed on: 7th July 2026

Very smooth payment, always confident, consistent, r...

Very smooth payment, always confident, consistent, reliable Reviewed on: 7th July 2026

Great, always there when you need them

Great, always there when you need them Reviewed on: 7th July 2026

Easy process, clear and informative every step of th...

Easy process, clear and informative every step of the way. Reviewed on: 7th July 2026

Makes online shopping effortless

I have been using PayPal for years, and it is my go-to payment method for online shopping. The platform is incredibly secure, giving me peace of mind whenever I make a purchase. Transactions are fast, and the buyer protection program makes me feel safe. Highly recommended! Reviewed on: 7th July 2026

Amazing service I’ve been with them for years

Amazing service I’ve been with them for years Reviewed on: 7th July 2026

Happy with it

Is a very good servide provider. Reviewed on: 7th July 2026

exelent and quick way of makeing payments

exelent and quick way of makeing payments Reviewed on: 7th July 2026

I love to use PayPal ,it is very convenient to pay.

I love to use PayPal ,it is very convenient to pay. Reviewed on: 7th July 2026

Great Service

Easy to use for quick payment, never have any problems. Use Paypal for most of my purchases as i think it is asafe way to pay. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101148 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub