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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180995 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180995)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Never had a problem.

Never had a problem. Exemplary service. Reviewed on: 7th July 2026

Feel protected financially when paying with PayPal a...

Feel protected financially when paying with PayPal and pay in 3 is great. Reviewed on: 7th July 2026

Paypal review

I have used PayPal pay in three regularly , it’s simple and the reminders that payment are coming up are very helpful. It is also really easy to keep track of payment details. Reviewed on: 7th July 2026

Easy to use.

Easy to use. Payment option listed on most sites. Reviewed on: 7th July 2026

Service was excellent.

Service was excellent. App very easy tobuse. Reviewed on: 7th July 2026

Great service that has your interests above all

Great service that has your interests above all Reviewed on: 7th July 2026

Paypal instalments

I use Paypal for larger purchases because I can pay in instalments without interest. It is a great way to make my money stretch a little more. Instalments are not offered blindly though, and I see it as an opportunity to reflect on my financial; decisions Reviewed on: 7th July 2026

PayPal Credit

Easy to use, safe and reliable service. Reviewed on: 7th July 2026

I’ve used PayPal most of my adult life, even when fi...

I’ve used PayPal most of my adult life, even when first using eBay it was one of the first online payment systems I used. It has always been my trusted go to when applying for credit. I used PayPal credit to finance numerous things I have found their rates very agreeable and found their customer service to be outstanding. I always find a good balance with what they offer and never feel pressured or hounded. Money can sometimes be tight and having a trusted relationship in such matters is really important. Reviewed on: 7th July 2026

PayPal is great for spreading payments

I have used PayPal credit on several occasions to spread the cost of larger purchases and the process has always been straightforward Reviewed on: 7th July 2026

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