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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181022 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181022)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It's great really helpful on all aspects of PayPal e...

It's great really helpful on all aspects of PayPal easy to contact ,update increase or decrease direct debits easily Reviewed on: 7th July 2026

Satisfaction

I feel safe when using PayPal and transactions are done smoothly. Reviewed on: 7th July 2026

Great for purchasing at 0% over several months.

Great for purchasing at 0% over several months. Available from many places Reviewed on: 7th July 2026

I have used PayPal for years, it is always my prefer...

I have used PayPal for years, it is always my preferred way to pay as it gives me confidence it is a safe way to pay. If anything goes wrong with a purchase I know PayPal will put it right. Reviewed on: 7th July 2026

Always satisfied when using PayPal!

Always satisfied when using PayPal! Reliable and efficient! Reviewed on: 7th July 2026

Using Paypal

Using PayPal has always been a very easy and safe choice when making purchases. If there has ever been a problem, it has been resolved quickly and efficiently. Reviewed on: 7th July 2026

When I had a problem with something I brought online.

When I had a problem with something I brought online.PayPal stepped in and sorted the problem . Reviewed on: 7th July 2026

Excellence service when it matters

So far when there's been an issue paypal has been able to resolve it to my satisfaction. The customer service experience on those occasions has been good too. Reviewed on: 7th July 2026

Very easy and straightforward.

Very easy and straightforward. everything explained as if should be when considering borrowing options Reviewed on: 7th July 2026

I genuinely love PayPal Credit.

I genuinely love PayPal Credit. It’s made managing my spending so much easier and has given me extra flexibility when I need it most. It’s honestly changed my life by making bigger purchases much less stressful, and I really appreciate how simple and convenient it is to use. Reviewed on: 7th July 2026

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