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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (157071 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (157078)

Best credit facility Ever I have had

Best credit facility service I have ever had. Very easy to use competitive rate and so handy specially on all purchases on eBay and for online shopping. Highly recommend Reviewed on: 13th June 2022

Amazing service and easy financing

Straight forward process and so convenient for fuss free funding. Reviewed on: 13th June 2022

Brilliant payment method

PayPal Credit makes life easier in its simplicity and smart method of payment. Reviewed on: 13th June 2022

Great!

I love using this service as it's so convenient although a physical card to go with it would be even better but overall I've never had to contact customer service for any issues and I've had it over a year! Reviewed on: 13th June 2022

Help when you need

large payment for little installments interest free Reviewed on: 13th June 2022

Good service

Very good service Fit for purpose Reviewed on: 13th June 2022

Easy to gat PayPal credit

It’s really easy to get. Also it’s really helpful.1st time I get £1200 .for me I’m really satisfied Reviewed on: 13th June 2022

Amazing

Only place that give me a credit card with reasonably Apr rating. I love thet you have 4months to pay it off before they starting charging you. Reviewed on: 13th June 2022

Brilliant way to pay monthly for your goods.

Very convenient way to purchase online on monthly payments. Reviewed on: 13th June 2022

Very quick

I Had money when î needed them, very quick Reviewed on: 13th June 2022

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