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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108452 reviews)

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4.90

Based on 108,451 reviews, last reviewed 16th May 2026

2656500% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Love that you can pay in 3 payments without any inte... Love that you can pay in 3 payments without any interest on top unlike most high interest credit cards Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108452)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal Credit is super easy to use

Never had an issue in over 10 years, PayPal Credit is affordable- easy to use and customer friendly Reviewed on: 14th May 2026

Excellent Company

Competitive payment options, easy to use website and totally secure Reviewed on: 14th May 2026

Happie chappie

I’ve used pay pal for years & I’m very pleased with all round service, would highly recommend. Reviewed on: 14th May 2026

I love PayPal and PayPal credit.

I love PayPal and PayPal credit. It's been such a great tool to allow me to live the lifestyle I want and comfortably pay everything back quickly! Reviewed on: 14th May 2026

A regular long term happy user

I have been using PayPal credit for many years, it has helped me budget and pay for things with ease. I absolutely love how simple and easy it is to pay and manage, without getting yourself into debt. I think PayPal has been ahead of the times for a very long time and is unbeatable when it comes to other pay options. Not only does it make managing money easier but also have the protection. Reviewed on: 14th May 2026

Service from PayPal

Every time I have had a issue or query with PayPal or a problem. It has been dealt with promptly and professionally Reviewed on: 14th May 2026

Its easy to use .

Its easy to use . Share your burden and unexpected payments. Reviewed on: 14th May 2026

Professional and so easy to use.

Professional and so easy to use. Great online services and even better customer services department. Thanks so much. Reviewed on: 14th May 2026

Fantastic amazing.

Fantastic.. Been using PayPal for over 15 years. Reviewed on: 14th May 2026

Very smooth and fast application process, simple set...

Very smooth and fast application process, simple setup and use l. Reviewed on: 14th May 2026

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