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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181052 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181052)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Been using fGreat serviceor 30 years plus, just great

Been using for 30 years plus, just great Reviewed on: 14th July 2026

Brilliant and easy

All good totally happy with the service etc Reviewed on: 14th July 2026

Pay pal is good,

Pay pal is good, the only downside is the interest rate is a little high if you use there credit side. But if you clear it of quickly you'll be ok. I've had No problems with PayPal. The app is a little miss mash on how to check you statements, bit awkward. Easy to pay for things though Reviewed on: 14th July 2026

Always easy to use

Always easy to use and excellent customer service. Would defo recommend Reviewed on: 14th July 2026

Easy no worry shopping

I like that it is very easy to shop with no embarrassing waits for purchase to be approved Reviewed on: 14th July 2026

It is a payment process that does not get easier.

It is a payment process that does not get easier. I love how easy it is to use PayPal. Reviewed on: 14th July 2026

Easy way to earn rewards ...

It’s easy and convenient I especially like the fact I can add it to my wallet on my iPhone. It’s helped me out at times before I get paid, and I like the fact you can earn rewards Reviewed on: 14th July 2026

Secure, fast, always at hand

I've been using paypal for a long time to make secure payments and to have the security of paying for something online and not getting scammed. Now, with their pay later and pay in installments packages, I use their services even more. It just makes sense... Reviewed on: 14th July 2026

Love PayPal.

Love PayPal. It has some great tools to allow easy and secure payments online. I have used PayPal credit and pay in 3 options which makes it very easy to make bigger purchases. I like that it has a further verification code which makes it feel like my accounts are more private and safe. Reviewed on: 14th July 2026

Wouldn't buy without it.

I have used PayPal for yrs and without it I wouldn't be able to afford many items I have bought. I do not purchase anything without using PayPal. Safe, reliable service. Reviewed on: 14th July 2026

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