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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170001)

PayPal credit is an excellent credit to use.

5
PayPal credit is an excellent credit to use. Viable options and always reliable. I recommend it any time. Reviewed on: 27th May 2024

Very easy to use.

5
Very easy to use. The app mske it really simple Reviewed on: 27th May 2024

Great service from Paypal , always good to use it to...

5
Great service from Paypal , always good to use it to pay for goods Reviewed on: 27th May 2024

In General the experience is good,

5
In General the experience is good, Reviewed on: 27th May 2024

opportunity for catch great deals and pay later

5
it is really nice option for me - i am doing bigger orders when shop has great discounts so i can spend 300-500£ for great deal order with no worryies. its great for me as i have 5cats and often i order on zooplus by PaypalCredit. its good choice for me because the cat food order will cover a 3-4 months, i will pay for it better price as i have discount and in the same time i can pay for it in a few smaller amounts - thank you PayPal! Reviewed on: 27th May 2024

Only good things I can say about pay pal credit .

5
Only good things I can say about pay pal credit . It’s so easy to manage my accounts Reviewed on: 27th May 2024

I have been using PayPal for a number of years I fin...

5
I have been using PayPal for a number of years I find it easy to use and very straightforward the payments are very manageable and would highly recommend Reviewed on: 27th May 2024

Highly recommend

5
Very good allows you to pay for things over a few months which helps a lot, I always use it as it is interest free and feels like you get your items for free as you only have to pay it back a little each month Reviewed on: 27th May 2024

Super Service

5
Always fantastic service and reliable- i recommend to everyone because its safe and efficient Reviewed on: 27th May 2024

great rates for large and small payments

5
I've used paypal credit for large and small payments knowing ill be protected when shopping and purchasing Reviewed on: 27th May 2024

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