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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167973 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168009)

Every thing they do is very good and I have no probl...

Every thing they do is very good and I have no problems with using PayPal. Reviewed on: 22nd May 2024

Great for large purchases

I needed to make an emergency purchase and didn't have the funds to buy outright, so used this service and the process is quick & easy. Reviewed on: 22nd May 2024

Good fast reliable enjoyable all good happy

Good fast reliable enjoyable all good happy Reviewed on: 22nd May 2024

I have never had any negative experiences with my Pa...

I have never had any negative experiences with my PayPal account, very good customer service Reviewed on: 22nd May 2024

PayPal credit makes life easier

PayPal credit has provided an easy and useful option when making larger one off purchases online, it’s a great idea. Reviewed on: 22nd May 2024

Very Good experience.

Very Good experience. I am happy Reviewed on: 22nd May 2024

Easy to use, instant decision

Easy to use, instant decision would recommend to everyone Reviewed on: 22nd May 2024

Love the option of buy now pay over three months .

Love the option of buy now pay over three months . Nice and easy to organise Reviewed on: 22nd May 2024

Good Service

Quick easy to use Available in many retailers. Reviewed on: 22nd May 2024

Easy to set up, great having the option to pay...

Easy to set up, great having the option to pay in 3 Reviewed on: 22nd May 2024

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