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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173977 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174024)

Love using PayPal, so flexible & easy

Love using PayPal their pay in 3, interest free and or PayPal credit has helped me purchase many items recently the flexible payment terms are great.. Reviewed on: 1st June 2024

PayPal Credit is a Top Service.

Never had any problems. Always the same excellent service. Everything is like clockwork so there are no surprises. Reviewed on: 1st June 2024

Always had great, fast and easy experience with PayP...

Always had great, fast and easy experience with PayPal credit Reviewed on: 1st June 2024

It makes paying for various items super simple!

It makes paying for various items super simple! Reviewed on: 1st June 2024

Always very helpful when I call for help and support...

Always very helpful when I call for help and support Reviewed on: 1st June 2024

Paypal credit has been a life saver for me.

Paypal credit has been a life saver for me when needing to purchase something before pay day. Giving you plenty of time to pay back before interest begins and breaks down what payments you still need to pay. It is the only credit source I use as nearly all sites accept PayPal as a payment option and is a very safe way to pay. Reviewed on: 1st June 2024

Very Good.

Very Good. It makes transactions safer in case of scammers. Reviewed on: 1st June 2024

Raised credit limit without asking

The take three months payment without interest was a good deal but then I let debt build up. Trying to pay it off now. Paypal would send me emails stating they were raising my credit limit. Don't want my credit to be raised without my approval of request in future. I struggle with shopping addiction. Payments paused during COVID was helpful. You have to be sensible and pay off during the interest free period Reviewed on: 1st June 2024

Can really say anymore as I've always had a experien...

Can really say anymore as I've always had a experience with PayPal Reviewed on: 1st June 2024

Easy, fast, safe and efficient

I like how accessible PayPal when using other third party companies to pay for merchandise or products. You know your money is transferred over safely and appropriately and have the confidence to use PayPal continuously. Reviewed on: 1st June 2024

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